No Equity, No Problem

Introducing Small Home-Improvement Loans

Is it time for a new kitchen? A living room remodel? Perhaps just a new coat of paint? Are you putting off a small home-improvement project because you don’t have enough equity in your home and you don’t want to pay the higher rates of credit cards or unsecured loans? If so, SMCU has a new loan product specifically built for folks like you.

As a financial cooperative, it’s our mission to listen to the needs of our members and offer the best products and services possible. From this philosophy comes our newest product, Small Home-Improvement Loans. Unlike traditional home equity loans, there’s no need for an appraisal or title search, which means you can get approved and start your project in just a few days. In addition to being faster, SMCU’s Small Home-Improvement loans are cheaper than credit cards and unsecured loans. These loans are based on our regular secured rates and start at 7.00% APR*.

At SMCU we believe it’s all about finding you the right loan for the right project. If you are looking to borrow between $2,500 and $20,000 and don’t want to wait for a traditional home-equity process, SMCU’s new Small Home-Improvement loan may be just what you’re looking for.

Apply online and use promo code “noprob”, or give us a call at 800.334.2489. If you’d rather, we’ll contact you. Just fill the form out below and one of our trained loan specialists will call you to talk about your project and find the loan that best meets your needs.

* Annual Percentage Rate. APR reflects any prepaid finance charges and is subject to change without notice. Rates and financing are offered based on applicant’s credit qualifications and other underwriting criteria.

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